Recreational Vehicles

Specialized Boat Insurance
For almost any kind of boat, including fishing boats, runabouts, personal watercraft, and boats up to 50 feet in length and $250,000 in value.
We provide coverage for your specific needs, with policy options including:
- Total loss replacement
- Agreed value - protects the customers' investment in their boat without the worry of depreciation for total losses
- Disappearing deductibles
- Fishing equipment replacement cost
- Personal effects replacement cost 24-hour roadside assistance provided by insurance company policy
- On-water towing
- Wreckage removal coverage
- Property damage liability - coverage for fuel spills
- Medical payments coverage - including water skiers

Specialized RV Insurance
Insurance for almost any kind of RV, from pop-ups to pushers.
We provide coverage for your specific needs, with policy options including:
- Total loss replacement
- Replacement cost of personal property
- Emergency vacation expense
- Disappearing deductibles
- Full timers coverage 24-hour roadside assistance provided by insurance company policy

Snowmobile Insurance
AAA offers specialized snowmobile insurance coverage for theft, liability, medical bills, and a whole lot more.

Motorcycle Insurance
AAA offers coverage for almost any kind of bike, including ATVs, custom bikes and bikes more than 25 years old.
We provide coverage for your specific needs, with policy options including:
- Liability, comprehensive and collision
- Custom parts and equipment
- Coverage for safety riding apparel like helmets
- Uninsured/underinsured motorist
- Medical payments 24-hour roadside assistance provided by insurance company policy
To speak with an agent, call
Insurance products sold through AAA Members Insurance Agency of Western & Central New York, Inc., are underwritten by various insurance providers. For specific details regarding eligibility, coverage, discounts, terms, conditions, underwriting guidelines, applicable laws, benefits, and exclusions, please consult your applicable insurance policy or contact the Agency directly. Insurance coverage is not included in the price of AAA Membership and separate costs apply. © 2025 AAA Western and Central New York.